California → Arizona
What your California equity actually buys here
Almost everything written about this move is written by moving companies. This is the real-estate half: the numbers, in the open, with their sources — and a practical way to run an Arizona search from where you are now.
2.4×
the floor area per dollar in metro Phoenix versus Los Angeles County, on median list price per square foot.
67
median days on market in metro Phoenix — longer than LA’s 53, which means room to negotiate rather than to bid.
17,659
homes actively listed across the Phoenix metro — more than Los Angeles County carries, in a smaller market.
All three: Realtor.com via FRED (St. Louis Fed), July 2026. Sources and full comparison below.
The question everyone asks first
Translate your equity
Not a lead-capture gate — there is no form here and nothing leaves your browser. It is arithmetic on your own numbers against published market medians, so you can see the shape of the thing before you talk to anyone.
What could your California equity look like in Arizona?
Move the three sliders. Nothing is submitted, stored or sent anywhere — this runs entirely in your own browser.
For scale: the Los Angeles County median list price was $995,000 in July 2026.
Include any second mortgage or HELOC drawn against the home.
Most people hold some back for the move itself, reserves, or a remodel.
Your illustration will appear here.
Illustration only. These figures are arithmetic on numbers you entered, combined with published median market data for July 2026. They are not an appraisal, a pre-approval, or an offer of credit. What your California home is actually worth requires a proper valuation; what you can actually borrow depends on income, credit, debts and current rates and is determined by a lender, not by this page. Selling costs vary. Market data changes monthly. Nothing here is lending, tax, legal or financial advice — please speak with a licensed lender and a tax professional about your own circumstances.
Side by side
The two markets, on the same data
One source, one month, both metros — because a comparison that pits July in Los Angeles against March in Phoenix is worse than no comparison at all.
Measure
Los Angeles County
Metro Phoenix
- Median list price
- $995,000
- $481,995
- Median list price per square foot
- $631/sq ft
- $267/sq ft
- Median days on market
- 53 days
- 67 days
- Active listings
- 15,042
- 17,659
The number most California owners feel first: a dollar covers about 2.4× the floor area in metro Phoenix.
Homes sit longer in Phoenix, which is a buyer's advantage — there is usually room to negotiate rather than to bid.
Metro Phoenix carries more homes for sale than Los Angeles County outright, so there is genuinely more to choose from.
All four measures: Realtor.com via FRED (St. Louis Fed), July 2026. Geographies are Los Angeles County, CA and the Phoenix–Mesa–Chandler, AZ metro area — both are broad areas, and any individual neighbourhood will differ from its metro median. LA County series · Phoenix metro series
Tax structure — the part that is not about price
- State individual income tax
California
Graduated across 13 brackets, 1.0% up to 13.3%
Arizona
2.5% flat, all income levels
- Effective property tax rate on owner-occupied homes
California
0.26%–0.89% depending on county
Arizona
0.21%–0.70% depending on county
California also levies an additional 1.1% payroll tax on wages, which the Tax Foundation reports brings its combined top rate to 14.4%.
Tax Foundation, tax year 2025. View the source data
The headline rates understate how differently the two states behave. California's Proposition 13 assesses at purchase price and caps increases at 2% a year, so a long-tenured California owner may pay far less than the rate implies — but a NEW California buyer is assessed at today's price. Arizona has no Proposition 13 equivalent; it caps annual growth in the Limited Property Value instead.
Tax Foundation, 2024 five-year estimate. View the source data
Saro is a REALTOR®, not a tax adviser or an attorney. Tax rules change, and how any of this applies to you depends on your own circumstances — please confirm anything on this page with a qualified tax professional before you rely on it.
Being straight with you
The California side of the move
Saro is licensed in Arizona — licence #LC701376000, with Barrett Real Estate. That means he represents you on the Arizona purchase: the search, the offer, the inspection, the negotiation and the closing.
It also means he cannot list or sell your California home. That takes a California licensee, and anyone telling you otherwise is telling you something that is not true. What he can do is coordinate the Arizona side around your California timeline, so the two ends of the move line up rather than fighting each other.
Need a listing agent in California?
Tick that box on the form below and Saro will tell you plainly what he can arrange. Agents refer clients across state lines routinely, but he will not hand you a name he cannot personally stand behind — so treat this as a conversation to have, not a service already sitting on a shelf.
Either way, the Arizona side is his and it does not wait on the California side being resolved.
A verified Google review
“He went several times to the home to oversee the workers and check that all went well with repairs, AFTER our deal was done. He went waaaay beyond what an ordinary agent would be expected to do.”
Quoted verbatim. This reviewer was buying while not near the home — the closest situation in Saro’s published reviews to a long-distance purchase. She did not describe a California move, and we are not suggesting she did.
Straight answers
California-to-Arizona questions
How much cheaper is Arizona than California for housing?
In July 2026, the median list price was $995,000 in Los Angeles County against $481,995 across the Phoenix–Mesa–Chandler metro, and median price per square foot was $631 against $267 — roughly 2.4 times more floor area for the same money (Realtor.com via FRED). Those are metro-wide medians; any individual neighbourhood will differ, and they move month to month.
What happens to my property taxes when I move from California to Arizona?
The structures are genuinely different, and the headline rates understate it. California's Proposition 13 assesses at purchase price and caps annual increases at 2%, so a long-tenured California owner may be paying on a value from decades ago. Arizona has no equivalent — you are assessed at or near market value on purchase, though Arizona caps annual growth in the Limited Property Value. Effective rates run roughly 0.21%–0.70% by county in Arizona against 0.26%–0.89% in California (Tax Foundation, 2024 five-year estimate). How this lands for you depends on your specific situation — please confirm it with a tax professional, not with a website.
Should I sell my California home first, or buy in Arizona first?
Both work and both have a cost. Selling first gives you a known number and a clean, non-contingent offer, which carries real weight with an Arizona seller — but you may need somewhere to live in between. Buying first removes that gap but usually means carrying two properties briefly, or writing an offer contingent on your California sale, which is weaker in negotiation. The right answer depends on your equity position, your financing and how tight your timing is. It is worth a conversation with both a lender and an agent before you commit either way.
Can Saro sell my California house too?
No. Saro is licensed in Arizona (licence #LC701376000) with Barrett Real Estate, and he handles the Arizona side of the move. Selling a California property requires a California licensee. Tell him on the enquiry form if you need one and he will be straight with you about what he can and cannot arrange — he will not pretend to a licence he does not hold.
Is $90,000 a good salary in Arizona?
It goes considerably further than the same figure in coastal California, principally because housing costs so much less — the per-square-foot gap above is the bulk of it. Whether it is comfortable for you depends on household size, commute, childcare and what you buy. The most useful exercise is to price an actual Arizona home in an area you would genuinely consider and build the monthly number from there, including cooling costs and insurance, rather than working from a cost-of-living index.
How do Californians usually handle the timing of the move?
The pattern that works most often: start watching Arizona inventory two or three months before you intend to list in California, so you know the market rather than learning it under time pressure. Get a lender conversation done early, because what you can do is often different from what you assume. Then one concentrated trip to see the shortlist in person. The people who struggle are usually the ones who compress all of it into a single fortnight.
More on the process itself — how buying here before you live here actually works.
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